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Alternatives Insurance® Group Blog: insurance

View the latest blog posts from Alternatives Insurance® Group.

Auto Insurance and theft coverage Every 26 seconds a motor vehicle is stolen in the United States.  According to the FBI's Uniform Crime Reports, of all motor vehicles stolen, 73.9% were automobiles. The most popular cars for thieves are; 1996 Honda Accord, 1988 Honda Civic, 2006 Ford PU and 1999 Chevrolet PU. READ MORE >>

A Business Insurance Update We live in a society where there are more lawyers than doctors. It seems that the typical response when someone has had damages inflicted is to hire a lawyer and threaten a lawsuit. Most businesses can’t afford to be in court to defend every action. READ MORE >>

A Commercial Insurance Update When was the last time you had a business insurance review?  If it has been more than two years, it is time. Risk and claims trends are causing many business owners to rethinking their commercial or business insurance programs. We live in a world where lawsuits are common. READ MORE >>

Boating is an adventure and is being enjoyed by many on a daily basis, but with that comes a great responsibility.  It is not mandatory to do a boating course at this time, but there are some excellent reasons to get your self-informed about the rules of the road. READ MORE >>

A Flood Insurance Update We have just been through record flooding, and unfortunately, many people were caught without flood insurance.  Now that the weather has settled down a bit, we thought it would be a good idea to encourage everyone to consider flood insurance.  A great resource for you is Floodsmart. READ MORE >>

A Personal Insurance Update Spring has arrived, and many people are gearing up for yard work.  Your yard is an essential part of the appeal of your home, and requires some care and expense to maintain it.  Many people install landscape lighting to enhance their yard’s look and safety. READ MORE >>

A Business Insurance Update Every business owns business property, and you may also own the building in which you run your operations. Property insurance protects the physical assets your nonprofit owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. READ MORE >>

Homeowner’s Insurance Update How many of you have actually read your homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand what coverage you have. READ MORE >>

A Business Insurance Update Businesses Have many different risks to manage including; cyber risk, employment issues, fire and even insider fraud.  Fraud experts have found that the average fraud loss is$50,000, (The Association of Certified Fraud Examiners). READ MORE >>

Winter is here and the potential damage to your auto, RV, motorcycle and even ATV can be serious.  Most of us are getting our homes prepared for winter, but don’t forget about your vehicles.  Many kinds of winter damage can be insured under the auto comprehensive coverage on your policy. READ MORE >>

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