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Alternatives Insurance® Group Blog: personal insurance

View the latest blog posts from Alternatives Insurance® Group.

Homeowner’s Insurance Update How many of you have actually read your homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand what coverage you have. READ MORE >>

A Personal Insurance Update With temperatures falling and meteorologists predicting a colder than normal winter, the easiest and most cost efficient way to keep your home’s heat inside, while keeping your heating bill respectably, is to add fresh insulation to your attic, ceilings, basement, and walls. READ MORE >>

When was the last time you reviewed your personal insurance coverage?  The New Year is a great time to review your personal insurance.  Most of us know that major life events can make it necessary to update our insurance coverage.  But did you know that even subtle changes can have an impact on your financial needs and plans? READ MORE >>

Disaster Preparedness Our thoughts and prayers continue to be with the people of Houston. Hurricane Harvey caused over 75 billion dollars of damage. While this is fresh on our minds, let’s get prepared for the unexpected.  This could be a flood, hurricane, earthquake, wild fire, or any other event that causes damage to our homes. READ MORE >>

Snowmobiles are a great way to see the outdoors and spend time with your family.  Did you know that your snowmobile must be registered, and there are fines and penalties if it is not registered?  In a recent survey by a large insurance company, over half the snowmobile owners said they did not realize these regulations are updated annually. READ MORE >>

Home warranties are offered by many companies, mostly during the selling process. Typically, there are two types of home warranties that people will purchase for their homes.  The first one covers any major systems or repairs for the first year, and the second is an annual renewal type contract which continues to keep the coverage active. READ MORE >>

Season six of the Game of Thornes is well underway. Recently we saw the re-birth of Jon Snow and we are sure there are many more surprises to come.  We were inspired by an article on propertycasualty360 (five types of insurance that could come in handy in Westeros), but we wanted to create our own list. READ MORE >>

Insurance can be confusing to some people. But here are few interesting facts to get you thinking about your insurance program. Insurance can offer the right combination of pricing and coverage on your home, auto, motorcycle, and boat insurance. Alternatives Insurance can offer you the right combination of pricing and coverage, call us today. READ MORE >>

The FBI reports that in 2014 there were over nine million home property crimes in the United States. There are many things that you can do to protect your home from potential burglaries. Most homeowner’s insurance policies do cover loss from burglaries, but we know you would prefer not to have to deal with this situation. READ MORE >>

Let's face it, most of us have limited budgets when it comes to our insurance.  And most people feel insurance is an expensive item.  Generally, auto, homeowner's, RV, and boat insurance policies cover liability for injuries or property damage suffered by a third party. READ MORE >>

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